Deduction of amount from Savings Account

A zero balance savings account(salary) no. 08301050800453 with HDFC Bank, CBD Belapur Branch – Shop No. 9,10,11 and 56, Ground Floor, Plot No. 21, Sector 11, CBD Belapur, Navimumbai 4000614 was opened by my employers M/s. Savi Constructions, Ghansoli, Navimumbai, same is operative from since October 2008.
During the month of July 2010 an amount of Rs. 827.25 debited to my said account, on enquiring with bank over phone they informed that as my account is not maintained with minimum balance. But my account is of zero balance.
Please help me for recovery of said amount.

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