insured amount changed without my letter

dear sir
i took star familyhealth optima policy last year dated 24/12/2010. the sum insured amount is one lakh the premium amount was 2085 rs now they changed my sum insured amount to two lakh without my letter and now the premium amount for two lakh is 3961 rs i spoke with insurance person they told me that the insured amount revised with irda permission so you can pay the revise amount kindly consider this matter vey quickly and solve my problem

yours truely
s.sankara narayanan
cell 9677397074

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