I have taken insurance policy from Kotak Life Insurance as under: Kotak Smart Advantage (UIN-107L043V01) 2-I took first policy with premium amount Rs 36000/- and premium payment period as 3 years. (Policy no-01772779) 3-Than I took second policy for Rs 50000/- and I told that premium payment period as 3 years.(Policy no-01794921) 4- I have paid three premiums. Grievience In the second policy also asked for premium payment term as 3 years and did not check the proposal form and signed. Now I discovered that premium payment period is 15 years. I am 58 year old why i will opt for 15 years premium payment period . I want that premium payment period may be changed to three years as in case of my earlier policy. Dr P K Malaviya Principal Scientist CAZRI, ICAR Jodhpur-342003 Mob- 09414125808

Regards
prabhatald@hotmail.com