Dear Sir/ Madam, Even there is never a proper reply from Bank Officials over my case for last more than 4 years. TO Provide the Brief of my case 1. It started well back in 2007 where in i took a loan of Amount Rs 210000/- (2 lakh 10 thousand only) and a loan amount of Rs 84000/- in June 2007 wheren already i had a loan account no 9356500821388188 with running a dial up loan upto 08/12 payments already cleared up and first Installment with 01/36 was applied on 29-05-07. 2. In the Next Billing Cycle ie. Jul 2007 the SCB has Applied 3 Description into my account ie. 4129058688245741 with VIsa Gold for ROYAL SUNDARAM for Rs 9662/- which i have never applied for and also the VIsa GOLD credit card which i never accepted or asked for. second 5543758682449265 with Master Gold having processing fees for DIAL up LOAn amounting to Balance Rs 1416. THIRD one 9356500821388188 with 4 EMI’s Which i dont know what is it for as i have got cancelled the ROYAL SUNDARAM PREMIUM then why the hell they have shown the amount in the statement. other 3 is also under scanner, i dont know properly whether i have taken loan or not BECAUSE in place of me, bank itself have drawn that amount. 3.Again in September 2007 SCB have ROYAL SUNDARAM into my Statement, i wanted to know the Reason when i have cancelled the Insurance then why the hell, you F****** apply it again and again into the account this amounts to Rs 6739/- again the same amount is divided into EMI of 24 Months. 4. In October 2007 Statement Bank Again Applied a ROYAL SUNDARAM insurance of Rs 12775/- and refunded me of cancellation of ROYAL Sundaram a sum of Rs 665/-, i wanted to have the Voice Clips if any for accepting the ROYAL Sundaram Insurance by BAnk. As I have never accepted the same. Also as per Bank officials over Customer care asked not to pay as they will cancel the same and it will be highlighted in the next statement cycle. but instead they have applied the late fees, interest and service tax. 5. In Jan 2008 statement bank has shown the TITANIUM CARD with no 5546232907720113 which i have never applied and doesnt have provided it in writing also. the amount is Rs 3370/-. this same game was played by bank for statements till june 2008 whereas i have cancelled the TITANIUM Card in Feb 2008 but bank didnt refunded my amount and cancelled the Card also. 6. When i strongly apposed the same in June 2008 then the bank stopped the EMI and Demanded for full amount in August 2008 statement. Whereas i Constantly paid the EMI amount which amounts to Rs 10000/- MOnthly till april 2009 as per my EMI Installment for the Loan Amount. I also Wanted to know the Reason for Refunding the amount of Rs 2000 Instead of Rs 3500 For Cancellation of Titanium Credit Card. 7. Also to mention when i have cancelled the ROYAL SUNDARAM Insurance before time so why the hell bank has refunded the half amount, and as per the rule and regulation i was supposed to get the full refund of the amount without any pe

All the Dues of MIne to Be paid off and NO calling at my End and Bank Should Accept its Faul

Complainant Information
name- mayank2121