I jaya datta girathe has a C.C.Account in the name of Breaking Views in this bank(people’s cooperative bank,hingoli). My account no- cc-29. i have taken a c.climit of 100000 @13% in june 2004 . i was operating that account properly but since 2007 i closed down my garments shop as it was incurring loss. i wrote to mr. Kularni,branch manager that i shall pay 5000/- every month and close my account and he agreed for the same. since june 2009 i paid promptly around 70000/-. now i wanted to settel this account by paying a lumpsum amount and mr. kulkarni agreed for the same. when i called up the next time the manager was changed..he asked me to pay the amount reflecting in their statement and settle the account.i explained him that the penalty and other charges are excess and also provided letter and statement calculating the amount due @13% as he asked me to do. it is coming around 46000 whereas as per bank it is 59,591 including penalty and other charges.Manager Mr.Chapke is not cooperative . even after my writing to him and to the general manager on 28-7-2009 they didn’t bother to talk nor did they follow up.i have sent letters through registered A.D..there is also a FD AND SHARES OF AROUND 10000+