I have an insurance policy UIN: Reliance Life Highest NAV Guarantee Plan (regular with my client ID no. 09078137 with a policy term of 10 years which I did on 17th February 2010 and I am paying a premium of Rs. 30,000/- per year. These days I am receiving multiple calls for reliance life insurance asking to pay two years advance premium so that they can convert my insurance plan to guaranteed income plan. Now today on 14.02.13 at 2: 29 PM reliance I received a call from +911206470984 saying that my policy is in loss as 40% of the premium I pay is paid to the agent and only 60% is utilized and invested by reliance authority. They informed that as the agency of the agent Mrs. Rashmi Khemka will be terminated due to some reason, they said that my policy will be closed so they are asking me to pay Rs 60,000/ i.e two years premium together in advance so that they will allow me to withdraw my money in December 2013 and the employee with employee code REL 64610 threatened that if I don’t they will block my money and I won’t be able to withdraw my money in future. In this regard I would like to inform you that I have never uttered even a single word regarding withdrawing my money which I can do after 5 years as per their policy terms and condition. Now sir, this year I have already paid Rs.30,000 and I am not in a position to pay another 60,000/- within this month. Now if my agent’s agency is terminated how can they terminate my policy and how can they threaten that my money will be blocked forever? Moreover they are investing only 60% of my premium….means I my effective premium is only 60% of what I am paying. They are wasting my hard earned money at their will. Therefore I request you kindly to look into the matter and do the justice

Regards
dr.dhrubajyoti@gmail