Aviva Life Insurance and Bank of Punjab

Dear Sir/Madam,
Five years earlier, during the tie up of Bank of Punjab and Aviva life insurance, I made an insurance of premium of Rs. 50,000 every year. After three years the company disclosed the fund value to be 54,000 and the result was that we shifted to paid up method and did not paid any more premium. Now after five years it is still the same.
The agent at that time promised to give the double return, but on the contrary the principle amount is left one third. Moreover the company says that we cannot take out money till next twenty five years.
Kindly guide us how to get out of this mess.

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