This is to make everyone’s kind notice that my father was a victim of the banking error.my father named C.J.Antony has took a bike loan (loan account no.14586638from hdfc bank,palarivattom,kochi.they recieved their installment payment through my father’s savings account in south indian bank.there were no complaints till last month,ie.,on june 2010.On june 15th,we got a call from hdfc bank that their cheque was bounced due to less amount.we were not aware whether sufficient balance was there before becoz i put money in our account after the date of installment and they didn’t marked in passbook,we told them to come to our home.they came by next day,and collected a sum of Rs.2253 including the monthly installment of Rs.1953 and a bounce charge of Rs.300.but on july 2010,we got a cheque of Rs.1800 from hdfc bank.then we enquired with bank & they told their cheque were bounced by south indian bank.then,we enquired with south indian bank,they told that they had an all india PAN issue or something.but,at the same time they issued,a DD no.395997 Rs.46913 dated 8th june 2010,with our ref.no.2004721046 user no.4009033.hdfc bank has cleared all the other DD’s but not ours.now both banking personnels are washing their hands.but,i mainly complaints to the person who collects the DD’s from south indian bank,palarivattom named Mr.PRAVEEN SHENOY.Now i just want to know,who will refund me?