I have deposited Ch.no.000005 dtd. 03.11.13 to Punjab & Maharashtra Co-Operative Bank Ltd.,Bhandup Branch For Rs.15,000/- but cheque is bounced by y Bank without any valid reason stating that insufficient Balance.

On 2nd Nov.,2013 there there is a Balance of Rs. 22,892/-. For this I have received reply from Bank of India side that this is the problem of Service Branch. On Saturday, 16th Nov.2013. Bank of India, Nariman Point Branch have already debited Rs.15000/- on 20.11.13 tells me that fund is actually credited in Punjab & Maharashtra Co-Operative Bank ltd.(PMC Bank), Bhandup Branch on 05.11.13. but when I approach PMC Bank, officer tells me that your SB Account is debited for Rs.15000/- but we have not recd. Any fund from Bank of India, Bank will issued FD Receipts of Rs.15000/- after fund is recd. From Bank of India, Nariman Point Branch.

SANJAY GADA