This is to inform you that from last September’2008, I have been charged late payment fees every month and the accrued interest on it.But I have dropped my cheque on the drop box on time. But why should I pay the late payment charges. But this problem is rolling on till now. I have no purchase due on my statement. I think that I should not be penalised without any fault. Hope to get your co opearation regarding this matter.