HDFC Bank has a discriminatoy policy against IT Professionals. Their officers don’t even have a look at your IT Records and Balance Sheet and Reject Personal Loans if you are an IT / Software professional… They are now willign to give anything in writing but verbally say that it is against the bank’s policy to provide loans to It sector as they are classified as High Risk Profile. Who the hell classified so ????
This means HDFC Bank is acting like a super power where it doesn’t respect the sovereign Government’s Income tax records and over rule everything.
Stay away from applying to HDFC Bank personal Lon if you are employed in the IT Sector.