Hi sir/madam, I availed a two wheeler loan from hinduja leyland finance Bangalore… first month the EMI was deducted automatically but for the second month it was not deducted I went and paid by cash and they told me there was some ECS issue I gave one cancelled check and applied it, again for third, fourth and fifth EMI I paid by cash only they told it will be fixed next month, any how the sixth EMI this month was deducted correctly from my account, I have couple of mails and letter from the loan provider stating that it was their issue due to some technical problem ECS was not cleared, now I’m in need I applied for personal loan no bank is ready to approve my loan they say that my cibil scores are negative, please suggest me what need to be done, to be honest I had maintained sufficient balance in my account regularly and even I have the bank statements showing that there was sufficient amount for EMI deductions, I hope you will guide me the way to correct my cibil scores Name: Thousif ulla sajeed Pan #: APOPT4477K Loan account #: Kabnbwtw00745 Bank Account #: 400020513440019 Thousif Sajeed Medical Billing Specialist, Cerner India Revenue Cycle Ambulatory Services Thousif.Sajeed@cerner.

Regards
sajeedthousif@gmail.