I have paid an annual premium amount of 25000 for the last 3 years making a total of 75000. As per the policy , I will get a life cover work 10 lakhs for 10 years. Now my fund value is only Rs 1900 ( after paying 75000) It feels ridiculous that we get only 1900 after paying 75000. That too for a policy which covers only critical illness. Met life has cheated me with this policy.