i m wido of r.s. saiyed. u see on google samirasaiyed.u know everything how they cheat. inocence people. they said that no medical chek up. they take premium regulerly. n suddenly my husband expired. company harressing me my iddet period. n say your husband seffring daibeties your policy void.jeb insan zinda tha teb check up kyu nehi kiya aur premium reguler liya.