Dear sir, my son is a student in Denmark.i wanted to transfer 61000 to his account in Denmark.i had given bank details in a paper to the employee but he said u need to have swift code than i said i think IBAN number will be enough.last time i have sent college fees from the same bank.he said let me check my record.than he checked and said u can come in d evening to collect recipt.when i went there i came to know that insted of my son’s account he has sent the money to his college.than he sent messages to college & bank to return the money and it took 16 days that international bank deducted Rs 6721 from the total amount for the transaction. It all happend due to the carelessness of that BANK OF BARODA employee.i want him to pay that. Thanks