I ,Smt. G.Devi, residing at the said address . I had a tourist taxi Vehicle No TN 58 AD4377 it has been parked by the driver (insurance husband )at P.S. Sivasamisalai,Madras on 21.7.14, around 7P.M .and staying in my relative house. In the morning I found that it has been broken, some unknown person tries for theft, which it has been failed. I report the said matter to the Mylapore police station and they have registered FIR. Later on I have applied for Insurance claim, with submission all necessary documents stated above, and the vehicle has been inspected by the Insurance surveyors, Chennai, submitted inspection report on 13.9.2014. In the inspection report clearly states that vehicle was left aside the road due to repair some culprit had gained access by breaking the window glass and tampered the steering lock to steal the vehicle. As their effort went on vain they left the vehicle as it is and went off after damaging the vehicle. In the general remarks during the inspection of the SV the insured had revealed that the front portion and inner radiator get damaged .But those damage are not revealed to this accident and hence we have not considered the same .The Re-inspection report dated 13.9.2014, on the same day when the motor final survey report submitted clearly states that after inspection , the investigator found that the repair being carried out the repair works properly and they have replaced all the parts recommended by us through vide report no SPA/092/UIC/14-15 dt 13.9.14.Digital photos taken by him at the workshop premises were exhibited by him for ready reference. The work located at Lanson Motors Pvt Ltd, Koyambedu ,Chennai-107. The final survey and re-inspection report is being carried out by Mr.Sentil Kumarr, Chennai , insurance surveyors for United India insurance. The surveyor in his re-inspection report pre-accident condition as GOOD, but in the motor final survey report stating that front portion and inner radiator got damaged. But that damage is not relevant to this accident and hence we have not considered the same. The surveyor adopts, followed, and practiced two controversial statement, towards the claim The expense incurred for said vehicle is workout to be Rs.1,47,620.70 /- as quoted by the Lanson Motors Pvt,Ltd, Chennai ,and the amount is being paid by me ,through executing a Promissory note at the rate of interest 36% from a private parties from the date claiming the vehicle.Under the said condition, I have approached the United insurance office,Madurai, the insurance ;had turndown my claim. The united India insurance going through FIR which has been submitted towards the claim of insurance value had not raised any question about the news statement about the rejection of the claim. In the grievance letter addressed to me states that new cinema story.( Ref.No MG0000752014) dt 24.12.14 Under the said condition, direct the insurance company to settle the claim

Settle the claim amount, Now the United india insurance adopting all type of system, confirming their stands towards non settlement of claim. Their statement says that the vehicle should be give proper protection . So only i am eligible for the claim amount. The insurance quoting IMT Sub-clause 5 in general exception clause, where init is stated that the insured shall take all reasonable steps to safeguard the vehicle from loss and damage which was not done by me. What is meant by insurance.? The vehicle should given proper production means, it has to be given a watchman to watch vehicle ,where ever we park the vehicle, as insurance expect from the insurer . clarify and do justification

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