BillDesk Payment Processors a division of India Ideas has a Bug in their System. Even though we are in 2013, their system displays the first year in the Drop Down Menu as 2012. If the user is using HDFC NetSafe Credit Cards generated cards, he is most likely to hit the first value and go ahead as these cards are only valid for 24-36 hours. The following Screenshot Proves my Point.

Does BillDesk Want to Correct this Error or they want to accept credit cards expired in 2012 ?