Hello Sir/Mam

I am Rajiv Arora from Ghaziabad, My mother Smt.Rashmi Arora is the Existing Client of Syndicate Bank since last one year. My mother saving Bank A/c no.is 85112010061548 in Shastri Nagar Branch in Ghaziabad.

before 5-6 days back we faced some financial problem due to the service of syndicate bank branch. My mother Smt.Rashmi Arora had given a cheque (Cheque no.- 019641) of Rs.6736 in favour of (EEEUDD 1st) on 2nd week of July 2009. On 13th July 2009 I was go in the syndicate shastri nagar branch bank for updation the saving A/c pass book. On 13th July 2009 Entry was shoking for me and my family. That cheque was bounced that means ; Rs.6736 entry is shown in Withdraws colomn and same date the Rs.6736 entry again Deposited in Pass book of saving A/c.

It means the Cheque No. – 019641 was bounced.

on 18th July I was go in the Electricity office to represent another cheque then they told me “You have to pay another Rs.800 as a Panelty for Cheque bounce ADD ON Rs.6736 the Actual bill amount. Now the Amount is Rs.6736 + Rs.800 Panelty = 7536 Rs. Demand Draft”

I want to know whats the Reason for Cheque bounce? On 6th July2009 I deposited Rs.25000 in cash and on 8th July again I deposited Rs.15000 in cash. Both Time when I Deposited by cash in saving A/c then No anybody of Bank Employee had intimate about anything. You can see the pass book of my mother savings A/c, she opened this A/c for her savings not for Expenditures. so she deposited some money time to time as her capability. The Balance was Rs.71240.53 at that Time, then How syndicate bank has rejected that Cheque (No.- 019641) of Rs.6736 ???

Today I was go in the Syndicate shastri nagar branch to know the reason, then they cant give me a satisfactory answer..

Who will bear the panelty of Rs.800 ???

In my mother saving A/c No. – 85112010061548, there are much more balance compare to issued bounced cheque amount. I want to help…

Please help me and consider this as same. we are facing time problem,money problem and Electricity problem due to this bad process. Till today the Electricity Department is not collect the Bill amount without this Rs.800 panelty. Who will Bear this panelty??? please Help us…

Bank having our telephone no. and our Address but they cant contact for anything. Whats the Service in present scenerio???

Along with this mail I am sending you the Scan copy of Syndicate Bank saving A/c Pass Book & cheque book. Please find the Attachement.

Please Help Us. we are the Existing client saving A/c holder of syndicate bank, You can contact me on mail or through phone.

Regards

Rajiv Arora

Rashmi Arora (Saving A/c No.- 85112010061548)

Mob.- 9953594538

SE-132, Shastri Nagar,Ghaziabad