Dear Sir,

Please note that I have taken personal loan from you wide my A/C no.10811996 from gandhidham branch.
regarding above I have paid your total outstanding of Rs. 15060/- on dated .2/4/2009
(letter of pre – payment application attached herewith for your reference.)

But I am sorry to say that after closing of my personal loan accout, you have issued the cheque no.103509 in my account no. 17801010007955 (Axis Bank) on dated 9/4/2009 and same as returned.

I don’t know how it happend once total outstanding is paid by me. Being of this AXIS Bank charged me Return cheque panalty.

You are requested that please look in to the matter and revert back me as soon as possible.

Thanking You.

Bharat Gohel
09925199195