HDFC Bank Auto Debit on Savings Account – il-legal & Fraud

I have a salary account with HDFC bank and also i use a credit card of the mentioned bank. My salary was credited to my account on 28th. My last transaction done was on 1/3/15 and remaining balance in my account was Rs.28500/- when i checked my balance on monday i.e. 2/3/15 i found that my balnce was made zero , i checked the transaction history and it doesnt shows anything regarding any sort of deduction. when i consulted the customer care , no one is even bothered to give a proper feedback. Later one guy tells me that you have not paid your credit card bill so we have kept you amount available in the account on hold . How come they do thiswithout intimating me ? and there is no policy that credit card people can hold my account for not clearing a meagre minimum due of 7500/- ?and no one is bothering to call and tell me that we have kept your money in account on hold. If this is it then hw can i pay the other bills along with the mentioned CC bill.?

I want my money in the account and credit card team should apologize for the same.

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