My HDFC Bank credit card number is **** **** **** 2693 issued from HDFC bank Hyderbad. I want to pay my final settlement amount 19500/ as per finalization on telephonic discussion with a lady (Ph04065282345, 04040058183) and Mr. Ravi (Ph 09396927177). They have told me that they have send a settlement letter for me to my Nearest branch of HDFC Bank (Rudrapur branch, Uttarakhand, Pin-263153). But I have not received any confirmation call about my settlement letter generation. I want to know that if any settlement letter to me has been generated or not, if it is generated then what is its reference number, please provide me to check its validity. Mr. Ravi said me to collect the letter from Rudrapur branch and to make payment. I don’t want to pay in cash.
I want to pay the amount by DD then guide me that “In favour of which and Payable where” DD should be provided. I have cheated two times by bank persons in past. As I am afraid of any type of cheating from bank persons that are being done by bank persons and that type of information available for users on internet as awareness. For example- How to validate and authenticate credit card settlement letter? But this does not end here. Because many credit card debt collectors generate fake debt settlement letters to make you fool, so read some important points below when settling your card by checking the authenticity and validity of your settlement letter: · Make a deal with the bank executive on phone and arrange for a place to meet to settle the due. · Never pay anything in cash when going for a settlement and don’t give check also because then you will not receive the settlement letter in your hands and there are more chances of you being cheated by the bank executives. · Create a demand draft from a bank for the same amount. You have to pay very minimum for making that draft. Don’t worry about that small money. Paying your credit card debt in form of DD ensures the bank authorities also that the payment is done in real time and they have to issue a settlement letter at the same time because DD is just like cash. Keep a photocopy of your demand draft. · If the bank executive says that please make the payment first and then we will give you the letter. You have to tell them no, I cannot do that. Keep insisting on getting the settlement letter at the same time you are giving the money in form of DD. Take the settlement letter in your possession first, check its authenticity, and then give the demand draft in the agent’s hand.
If the bank employee gives you the settlement letter than also check its validity by calling up that bank’s customer care and ask them if there is any settlement letter generated from your account and if the bank’s customer care at phone says yes, then also confirm the reference number written on the settlement letter with the customer care on phone and double check all the details for example amount.
Email Id: sharad.kumarkush@gmail