My grievances are: 1. Initially when I have applied for personal loan in online it was showing 14 %(Details are attached below) interest and also your bank representatives were promised to offer loan for 14.5%. 2. During the time of loan sanction processing I have insisted to sanction as early as possible. They understood my urgency and on the day before sanction of loan they have told that they are offering loan for 17%, so finally due to my commitments I couldn’t not reject so accepted in an unhappy manner. 3. Later I have decided to pay back loan amount as early as possible when I spoke with HDFC representatives they told I can pay back loan after 6 EMI’s on request. 4. When I have applied for personal loan on online got offers from other bank with 13.5% interest and no processing fee but I have ignored and opted HDFC since I have salary account since last 5 years and good services. 5. HDFC have literally cheated me by taking processing fee of 3% against 0.8% and interest rate 17% against 14% (Anyone I take personal loan >500000 Rupees most of the banks offer processing fee zero or 0.8% and interest rate 14.5%) but in my case everything on the other way. 6. So I am requesting you to do justice for my case. 7.Details are given in the attached screen shot of HDFC showing 14%.

I need suitable compensation and necessary corrections in interest & excess amount paid, to be reimbursed.

Email Id: svenkatesh2806@gmail.