I need your assistance in regards to my HDFC Home Loan account (584639516) running since march 2008 and its a floating home loan. Every time when RBI increases the ROI it gets reflected on my Loan account immediately but if the ROI decreases, I am asked to pay conversion rate to decrease it on my loan account. Can you please suggest they have charged me thousand of rupees for the same. Please suggest.

I want to change my home loan ROI as per RBI. Up and down both ways.

Email Id: praveen3084@gmail