Dear All, Be aware of the policy you are investing. The trailing details gives you and idea of the depreciation for your investment. So think twice before investing. My Total Invested was Rs 1,00,000 and after 4 Years getting less than that.

From: “ICICI Prudential Life Insurance Co. Ltd” Sent: Tue, 05 Aug 2014 01:05:05 To: jgeorge71@rediffmail.com Subject: Re: ICICI PruLife Online – Complaint Call ID # 71320826 Dear Mr.Jimmy George, We refer to your email dated 02/08/2014. This is with reference to your concern related to surrender for the policy number 14073677. We wish to inform you that as per our records the Risk Commencement Date of your policy is 22/6/2010 and your surrender value as on date 4th August , 2014 is Rs.87959.54/- (Approx.) However, we are unable to comply with your request to provide you the exact surrender value on the date of surrender. The below mentioned are the applicable Surrender Values after payment of three full years” premium and three policy years have elapsed : Number of completed policy years Value Payable 3 90% 4 95% 5 100% Further, the below mentioned is your fund value as per the NAV declared on 1st August, 2014. You are currently holding 6407.94231 units in Pension Money Market fund with the NAV of Rs.14.4491/- and the fund value is Rs. 92,589/-

Please Note: If your surrender your policy now then the surrender payout will be processed after deducting Service tax of 12.36% on surrender charges (being 12% Service Tax + 0.36% Education Cess ).

Regards
jgeorge@rediffmail.