I am Shailesh Kumar. In last week of Feb 14, i had received a call from Prudential Partner person called Shiven Sharma (+91 8743818648). He tried to sell the Financial product called “Over Draft” from Prudential Partner over the phone.

Shiven told that like personal loan, Prudential partners provide over draft facility to esteemed customer of High Income and in return customer would have to return the money by taking ICICI Prudential Insurance policy every year 10% of Over Draft amount till next 10 Years to pay back the amount to Prudential Partners. Though initially it was complete fake it sound but Shiven had asked to look at “http://www.prudential.net.in/simplifying-loans/” company website and told that Prudential Partners are Prudentials of ICICI Prudential and had good financial track record.

Upon various rounds of telephonic conversation between multiple people at Prudential Partners, I had decided to check this option and agreed to avail the Over Draft of Rs. 20,000,00 /- from Prudential Partners by paying initial amount of 1st year insurance premium of Rs. 75000 /- (discounted 1st year price for me by Shiven and other people at Prudential partners) in 1st week of March 2014. The Cheque issued was of Citi Bank dated 6th March 2014, Cheque Number – 352671 payee to “Prudential Partners”. The cheque and various other documents of mine had been couriered to below given Prudential Partners Delhi Branch Office:

Space NO. 811, Vishwdeep Tower, Disctric Center,
Janakpuri West, New Delhi – 110058, India
Call : 011- 41030241, 41030242
41030243, 41030245

Rs. 75000 /- amount had been deducted from my citi bank a/c on 11th March 2014. (11/03/2014 Cheque No.352671 paid TO PRUDENTIAL PARTNERS,HDFC BANK Ref No :- 352671)

Now after this with delay tactics, Shiven and his team came back to me by end of march 14 by asking i would have to sign a Rs. 100 Stamp paper with their mentioned wordings which they sent me in a email. Their mentioned wordings were clear case of fraud and far from what Over Draft facility we agreed on, as it was mentioned that the amount i paid was not for any Financial dealings between me and Prudential partners.

This had completely shaken me and i had decided not to go for any further on this deal and request for Rs. 75000 / – money return.

I had spoken to Shiven Sharma, Neha Gupta, Neha Sharma, Aaditya Chouhan, Shikha Agarwal and few more people from Prudential Partners regarding my money return.

Request of money return was made from 2nd week onwards of April 2014 and on 15th April 2014 i had telephonic conversation with Shiven Sharma in which Shiven confirmed that i cannot get money back before 15th May 2014 as it takes 1 month for various procedure to follow for cancellation.
Till next 1 month, i had various calls to Shiven as to what method (NEFT, DD or Cheque) Prudential is going to return my money? Shiven confirmed it could be any method and confirmed that before 15th May 14, someone from Prudential Partners would take my NEFT details from me and on 15th money would be transferred.

I had waited till 13th May and on 13th May, Neha Sharma called me and told that they cannot return the money by 15th May as the Govt change is happening and money cannot be transferred and only by 20th May i would get my money. Though it sound complete bizarre the reason they sought for not transferring money, still in waited till 20th May.

And till now (16th June 2014) money had not been returned back to me.

Nobody from Prudential Partner is taking my calls either. Below given are the cell numbers of various people whom i had spoken.

Shiven Sharma – 8743818648
Neha Gupta – 9650511259
Neha Sharma – 9212455313
Name not known – 9540759617
Aaditya Chouhan – 9278064247
Shikha Agarwal – 9212933728

This seems to be a Financial fraud and cheating case and it would lead to severe legal repercussion.

I would urge you to look into this matter ASAP and make sure i get my Rs. 75000 /- back.
Please note that the Cheque was drawn in the name of Prudential Partners.

From Prudential Partners, with Ms. Sema Pandey had telephonic call till today. and She is categorically denying to return the money. And threatening to say do whatever you want.

Regards
Shailesh