In Jan 2014 I got a call from a person who identified himself as Sameer Chaudhary.(e mail id sameerchaudhary1975@gmail.com & mobile nos 09899547827/09654501482) that he is calling from Bajaj Finance.He told that seeing my past repayment performance of loan taken from Bajaj Finance they are offering me personal loan at a very attractive rate of interest of 1.5% per annum for a loan amount of Rs 10,00000 against an insurance policy. I asked him to send the loan proposal on my email id.This person sent me the loan illustration from the above mentioned e mail id. Then again I got a call from this person, this time I told him that I cannot trust you as the e mail id provided is not an official email id of Bajaj Finance.To this he replied that we don’t involve our agents and branch office for this as this is a special case and is handled directly from the head office of Bajaj Finance.
This time I refused this offer saying that I am not getting trust in this proposal.After few days again I got a call from a person named Shreya Singh ( e mail id shreyasinghiait@gmail.com & mobile no 9654501482 ) . She told that she is calling from head office of Bajaj Finance regarding a personal loan against an insurance.This time somehow she managed to convince me to pursue this loan offer.She told that Bajaj Finance is in tie up with DHFL PRIMARICA and a loan of Rs 10,00000 will be offered for 15 years at an interest rate of 1.5% annually against an insurance from DHFL PRIMARICA (Policy named Future Idols Gold plus) for which I need to pay the first year premium of Rs 66700 through a crossed cheque in favour of DHFL PRIMERICA and I also need to submit the insurance application, mine ITR return, pan card photo copy, 6 months bank statement ,Address Proof and 2 passport size photographs, the loan amount will be disbursed within 40 days.These all documents she asked me to send to the following address: Shreya Singh(Sr.M) BAJAJ GROUP, PIONEER HOUSE, A45-50, BASEMENT-1, SECTOR 16, NOIDA-201301 I sent her all the documents to the above mentioned address.At the back of my mind I was suspicious about this personal loan offer.Soon I got a verification Call from DHFL PRIMARICA and within a weeks time I received the policy no 000298255 for this insurance. Since I was having suspicion as soon as I got the policy I logged on to DHFL PRIMARICA website and I registered my policy on this website.After registering to the website I found the policy in my name and I saw the sales person’s information as : name-CHARTERED INS. BROKERS PVT. LTD. DELHI Contact Address:Chartered Insurance Brokers Pvt ltd 308,SKIPPER CORNER,88 NEHRU PLACE City:Delhi State:Delhi Postal Code:110019 Country:INDIA Phone- Mobile:1130605500 Email Address:ashishjain@bpopioneers.com After few days I tried to contact Shreya Singh over her mobile no but every time she was having some excuse like no of customers in her log in is less so Bajaj Finance is not releasing the loan amount.
I want my money back and the compensation. And I also want the culprits to be taken to custody for the crime they are still committing and cheating the innocent people.
Complainant Information
name- anishbirnaway e-mail anishbirnaway@gmail.