Dear Sir/madam

i m a low/middle income person. i take home my income after tax and all other deductions. i m always afraid of me of my family getting accident or seriously ill, since my parents are 60+ and wife and small child all dependent on me. so i bought relaince general insurance silver for my parents 3 lacs and gold for my family 2 lacs. i paid premium for 3 years without any claim, this year suddenly premium is increased to almost 8-12 times by the company. other company premium is too less. if i shift to any other company then all the benefits are gone since the parents are 60+ but still healthy. what IRDA has taken the step for this kind of cheating. i want that either i should be able to shift my parents to any other company with all the existing benefits, where the premium is reasonable. also there should be a control so that after relaince trap the customer for three years, they suddenly increase the premium. this is pure cheating. if i calculate the premium it is more then 50000 for only this i mentioned.