I have Three Resilience Policy There details are: Policy name- Guaranteed Money Back Plan Policy holder name : NAMITA KESH 1. Policy No. – 50101048 dt- 04/05/2012,Premium Amount -29984.73 2 Policy No. – 50323946 dt-05/09/2012, Premium Amount -99986.67 3. Policy No. -50323929 dt-30/08/2012, Premium Amount -99983.96 Complaint in brief- when i got my first policy Bond paper (near about end of the week of july’2012). i trust my advisor [ Mr Arindam Banerjee , ph no- 9038062173] and then he tell me,that if i am can pay the Whole premium and some EXTRA (i.e 1,20,000/-+ 1,80,000/-=3,00000/-) then i have more banifit with Some Bonus , then the next days when he call me back i tell him that i am interested in single premium policy, and he trap me.

I gave him 1 lacs x 2 Cheque (Note: A DOC BOY receive the check not he own) and he create the above Two Policy which have 5 time policy premium. when i call him about this he said that ‘ that’s not a problem 1 year later he call me back and converted this policy in Single term policy’. But few day’s later his PH. No . Is switch OFF and i know that he cheated me & also the identity he gave is false. Then i call your customer care to surrender this policy and they said there is no rules to surrender any policy after 3 years. I can’t pay 2 lacs per year premium therefore i want my valuable money.

Now few days some other lic company call me and they tell me that IRDA survay this type of MIS SELLING Policy Holder and help to revel there money back. with other lic company. with this procedure i have to create A new Policy with there company. the premium is total revel moneys 20 % i don’t know is this a new trick to get Mis- Selling new policy or not. Please help me to get my Money BACK.

Regards
indranilkesh@gmail