I have a Education loan account 30447396921.Due to working as on contract basis i doesn’t have fixed amount to pay EMI regularly, Even that, i paid approx. 58000/- to bank, My total loan amount is 2,13000/- sanctioned in aug, 2008. Closing amount till date is 3,16,712/- Because of irregular EMI in july’14 bank Hold my account and also my father’s salary account. Anyhow i cleared the Hold from my fathers account by paying some amount to them. Now i just want to completely close my loan account by paying the rest of amount with help of my friends. Firstly, bank said you don’t need to close the account, just deposit amount of 70,000/-. But i said No i don’t want to continue because after some month again i don’t have money for EMI, so please give some subsidy/rebate/compromise on interest amount. Then they said there is option of compromise, They call me on next day. But on next meeting they said we don’t have any options like this in your case.

Because i don’t have a fixed job and my fathers don’t have enough salary to help me in this. I just want some subsidy/rebate/compromise on interest amount. So i need help from you that please tell me that is there any option like this or not. If yes, then i’m i eligible for that or not. It will be a great help for me.

Email Id: shadabzakirkhan7@gmail