This is with reference to matter which is very very and highly unfair to PUBLIC IN GENERAL AND SELLING PRODUCT WHICH ARE DRACANION ..
I WAS WORKING OVERSEAS IN JAN 2008 .MY MOTHER WAS TO BE OPEARTED FOR BREAST CANCER AND I HAD COME FOR EMEGENCY LEAVE .WHEN I RETURNING BACK TO MY OVERSEAS JOB AT KUWAIT A DAY BEFORE OR SO WHEN I WAS RETRUNING LATE IN THE RETRUNING TO MY HOME AT VILE PARLE. EAST,I SAW A LARGE BANNER OF FD WITH 10% ROI AT ICICI BANK VILE PARLE E.
I HAD SOME MONEY TO INVEST AND WANTED TO PUT IN A HOUSE PROPERTY AT MY NATIVE PLACE.AS I DID NOT GET TIME I THOUGHT OF PARKING IT INTO FD TILL I COME BACK AGAIN.
WHEN I ENTERED ICICI BANK AND ASKED FOR FD THE STAFF THERE HOODWINKED ME INTO THIS PENSION PRODUCT WITH 25% + RTRUN ETC..I TOLD THEM THAT IT IS MY HARD EARNED MONEY AND LIFE TIME SAVING..I AM NOT STEADY IN MY JOB ALSO AND I AM HAND TO MOUTH GUY…SO I WILL NOT HAVE THIS KIND OF MONEY NEXT YEAR.SO PL PUT IT IN A SHCEME WHERE IT IS SAFE AND WHERE THERE ARE NO COMMITMENT FOR ANY ADDITIONAL AMOUNT .I WAS IN A HURRY AND SO I SIGNED THOSE BLANK FORMS AND LFET TO KUWAIT.
AFTER ABT EIGHT MTHS OR SO WHEN I CAME BACK I SAW THIS BOOKLET OF POLICY PAPERS AND READ THRU THE FINE PRINTS AND SAW THAT THERE IS A CLAUSE OF 3 YEARS PAYMENT ELSE I LOSE THIS MONEY COMPLETELY..SO I IMMEDIATELY MADE A COMPLAINT IN WRITING TO ICICI PRULIFE OFFICE AT VILE PARLE.E THEN.AND ALSO EXCHANGE NOT LESS THEN 25 EMAILS INCLUDING WIHT THE GRIEVANCE CELLS BUT THEY KEEP SEND ME THE REPLIES AS PER BELOW MAIL HERE..