sir , i am take a balnce tranfer scb (loan no 49573985 and 49573977)in june under home loan category as previous finance company bajaj finance .in which i have no per closure charges .but i need some more fund then i approach to scb for financial help but they refuse , they i approach to l&t housing ,they give me extra loans they issue funds on 29/11/2013.but scb refuse to close the loan .they said as per policy you have to pay 6 emi ,only after that you close loan.i said them according RBI rule i can close home loan any time, but they refuses daily go to Barakhamba Road branch daily from 30/11/13.i tell them i have to pay interest to l&t housing too because they issue checks.after that on 10th dec my 6 emi is gone .after that they issue only one foreclosure for loan no 49573977 on 11th dec.but l&t housing refuse to pay one loan account. they said they paid both loan together. 1st emi is already charged l&t on 7 dec already as pre emi. after so my complaint and request on 21st dec .they issue second foreclosure letter in which they impose charges 113328 rupees.after that i compliant to many scb officers and tell at time of taking loan your sale representative said me no per closure charges and shown supported document .but they said they are helpless in matter . in this i loss lots money and suffering from mental torture and finally close loan in l&t without taking their loan faculty.

i am wanting from scb all financial loss happen to me.and removeing perclosure charges. and compensation of 5 lacs for my financial loss due to unavail loan amount from l&tmy bussiness suffer so much,now i posponed the plan of expensaion in busines

Complainant Information
name- naveeng