At the time of policy inception in 2011, the pre-existing disease was declared to the Insurer. And based on that declaration, the initial policy document that was issued contained a Co-payment clause of 20% for the patient in question – Continue reading →

I have my father and mother covered under medical insurance by my employer, HCL Technologies. It’s the first time, I happened to hassle with an insurance. My father got afflicted with Macular Degeneration which renders the patient almost blind in Continue reading →

I have submitted an application for surrender of rural postal insurance in my name with policy no R-WB-SG-EA-90586 at Namchi Post Office in the month of January 2014,the file was processed to Gangtok Head Office of Post. I recieved a Continue reading →

My mother took a mediclaim(Hospitalisation benefit policy) in 2005 for herself and as proposer for me and my brother and she paid the premium through a single cheque,with coverage of 2.5lac for each one of us.In 2008 i made a Continue reading →

Dear Sir/Madam, Claim Number: Insurance Company: National Insurance Co. Ltd. Policy No: Payment Details: Amount Claimed: 159527 Claim Paid: 115770 The deduction details received by me was not very clear, on enquiry I was told that under point No. 7 Continue reading →

Dear Sir, They have approved almost 80% of claimed amount,but after asking justification for rest 20% ,they have held my whole amount intentionally.Now Dr Ramjan from Vipul MedCorp TPA Pvt Ltd, is asking for Batch No and expiry date of Continue reading →

Explaining the issue (Cheating, & Harassments):— 1. IHO team (Team Head – satish kulkarni, ph – 7208428603 ) called me to provide 50% payback & other facilities in my village area in Odisha (A/P- Panchagan, Tigiria-754030) 2. Assured me if Continue reading →