Application of home loan Balance transfer submitted in April 2013 with PNBHFL through one agency (i.e,Destimoney) , all documentation completed within 10 days. Processing fee paid, Verification done & document signature taken by bank/agency authorities, Delayed for more than one and half month. Sudden bank present the cheque of additional processing fee without informing and without my consent from the blank cheque leaf given to bank/agency authorities for security purposes along with docket signature. cheque returned unpaid, verbally discussion and requested to drop and close the application. Also claimed for document submitted with Bank (3rd week of June 13),email reminders given but no response by bank authorities.one more cheque presented again returned unpaid. More shock EMI of Rs. 18443/- deducted on July 11, 2013 without disbursement of home loan, Mr. Mohanty has been committed to resolve and refund within two days now unresolved till JUly 17, 2013. Several reminder sent including their complaint center but no response of any one. Its a mental harassment and very difficult to survive without money for a salaried person. All email copy is available with me. Its a mental harassment for me and I am begging with bank authorities for my own money… Also cheating done by representative of Destimoney.He has not informed me for additional processing fee

Refund of EMI of Rs. 18443/-,Refund of my all documents, Refund of processing fee paid, Refund of cheque bounce charges, Written apology letter for cheque presentation and EMI deduction to maintain creditability in future and compensation for harassment for more than two months..

Complainant Information
name- HJINDAL