1.That the undersigned had taken Home Loan from SBI Bikash Bhawan Branch on 31.08.2010 and arrangement of letter was singed on 04.09.2010. 2.That at the time of sanction of loan it was stated as per clause 2(a) that presently SBAR rate is being charged which will be subsequently changed to “Base Rate System w.e.f . 01.07.2010.” 3.That for your perusal the relevant para is quoted below Quote “ State Bank Advance Rate (SABR) mentioned in this document is the ‘Prime lending Rate (PLR) of State Bank Of India .As advised by the Reserve bank Of India ,the present PLR based interest rate structure is slated to be replaced with a new “Base Rate System with effect from 1St July 2010.Interest Rate structure in the present agreement will be required to be adjusted appropriately by the Bank with the view to conforming to the ‘Base Rate ‘Linkage.” 4.That for the first three years ,as per the scheme , interest rate was fixed for the first three years and thereafter , it will be charged as per the “Base Rate “system. 5.That even though original loan taken at Base rate System ,the Bank Charged an extra amount of Rs 12288/- which I had no option but to pay by Cheque No. 8505 dt 17.10.2013. 6.That charging of such high fees is not as per agreement and without any basis as my Loan was sanctioned under Base Rate system only and no reference is made to any charges which will be levied by the Bank in future when three years of fixed rate will get over. I have given several letters and reminder vide mail dt 15.03.2014,09.05.2014,19.07.2014 ,16.08.2014 and 26.08.2014 but no response received from their end

I request the forum to give direction to SBI to return the money collected in an illegal manner and suitably compensate me for the mental and physical agony for the last eight months for which i will be ever grateful