SHRIRAM CITY UNION FINANCE – Breach of Trust and Threatening

I, Rozy Mehta, resident of H.No- 41, Milk Colony, Dhanas , Chandigarh availed a loan facility from SHRIRAM CITY UNION FINANCE LTD. ,SCO-411-412, Sector-35, Chandigarh in July, 2013 for purchasing a new vehicle- Swish, Suzuki bearing registration number CH01AX 8932. It is important to mention here that I handed over 12 post dated cheques for amounting Rs. 2993 each per their requirements and at the time of handing over the cheques to the officials of the above said, they assured me that I will keep sufficient balance for the smooth clearing of my cheques. I was keeping sufficient balance in my account bearing number 001434001100068, Cooperative Bank, Dhanas, Chandigarh. In the month of April, 2014 they called my husband that one cheque has been dishonored bearing number 018645. My husband replied them that it can’t happen as we are having sufficient funds in the bank account from which we have issued cheques to your company and my husband also requested them to inquire properly from your company. Inspire of this they continuously ranged my husband to pay Rs. 2993 as dishonoured cheque aount. Lastly my husband gave the hotocopies of my acoount statement thereby there is no dishonored cheque entry in the said statement. But the officials of Shree Ram told us that your cheque is dishonored and when we demanded the copy of that cheque they flatly refused the same, instead threatened me that they will send ny name in SIBAL. After that they assured me that if I pay the installment in cash they will not present the said cheque I my account. As per their assurance I gave cash amount of Rs. 3000 and they in return gave me the payment receipt and an undertaking that they will not use that cheque in future. When on 07.08.2014 I visited my bank for preparing the draft of my daughter, I made my entries in my passbook, I was surprised and astonished that these people were unnecessarily harassing me for consecutive 3 months because they had presented the said cheque on 7 july 2014 by instead taking the cash amount on 14 july 2014 pressuring me. The recovery officials of the finance company were harassing me without any of my faults. I also filed an complaint in the Police Station, Sector-11, Chandigarh on 8 august 2014, but no action has been taken till date. I am attaching the account statement and the undertaking given to me by the officials of Shreeram . I believe that you will show this on your show and help us in getting our money back so that others can get aware and companies like this seek a lesson and think thousands of times before committing such kind of frauds with the innocent people.

I want all my money back which they have taken from me as loan so that they don’t commit such types of fraud with any other innocent individual.

Email Id: twinklemehta1995@gmail.

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