This is regarding HDFC Bank Loan account number 91549713, which originally started with Centurion Bank of Punjab Loan No. LOMP2011000 0457655 Please find below a string of communication in 2008 requesting them to foreclose the loan. This was because i. Centurion Bank had been taken over by HDFC and ii. HDFC was not responding to my requests iii. I had moved to Bangalore and had also communicated the same to HDFC bank I continued to pay for some more time inspite of my requests being ignored. Finally, they sent me a notice for which I traveled all the way from Bangalore to attend the Saket, Delhi, Sessions court. When I was not inclined, he asked me how much do you wish to pay. I was inclined to pay the entire amount but at 50% of the amount settlement was done.

I did not expect this to be such a deterrent in my future. Please remove the ‘settled’ word from my report and send me another copy. I am God-fearing, honest citizen of India and have not consciously cheated or tried to cheat HDFC. Now, HDFC is asking me to pay the remaining amount of Rs. 38,481/-. This has caused me tremendous emotional turmoil and my banker too is looking at me like a criminal. I have only done as per the instruction of the court of law. My name should be cleared and my CIBIL report for the HDFC Bank A/c No. 91549713 should read closed and settled (that amount has been waived). For this, HDFC should send a written communication to CIBIL

Email Id: reco_ravi@yahoo.